APA
Bedi H. L., Shenoy H. P., Ayyar G. S. & Bedi H. L. (1980). Theory and practice of banking. Mumbai: Jeevandeep prakashan.
Chicago
Bedi H L, Shenoy H P, Ayyar G S and Bedi H L. 1980. Theory and practice of banking. Mumbai: Jeevandeep prakashan.
Harvard
Bedi H. L., Shenoy H. P., Ayyar G. S. and Bedi H. L. (1980). Theory and practice of banking. Mumbai: Jeevandeep prakashan.
MLA
Bedi H L, Shenoy H P, Ayyar G S and Bedi H L. Theory and practice of banking. Mumbai: Jeevandeep prakashan. 1980.